In our experience at Johnson DuRant, LLC, many people have skewed ideas about how workers’ compensation works, which can make them reluctant to fight for the compensation they deserve. We want to help you get compensation for your injuries, so we have put together this article to dispel some of the most common myths about workers’ compensation.
- Myth: I can’t get workers’ compensation if the accident was my fault. The only situation in which you may not be able to get compensation is if you intentionally injured yourself or were recklessly breaking safety rules at the time. Otherwise, workers’ compensation is a no-fault system, meaning you are still owned compensation even if you are at fault for the accident. We encourage you to let us help you fight for the compensation you deserve.
- Myth: My health insurance will cover my injury. While some insurance plans cover workplace injuries, this is not always the case. In fact, many policies specifically exclude workplace injuries, meaning the treatments for your injuries will not be covered. This means workers’ compensation may be your only option to get the care you need.
- Myth: I’ll have to go to court over worker’ compensation. In our experience, many people hesitate to pursue workers’ compensation claims because they worry they’ll have to go to court. In reality, most lawyers (including us) focus on negotiating fair settlements, meaning the matter will almost always be settled out of court. We’ll handle all the paperwork and negotiations on your behalf, so you will not have to be involved much at all.